HomeMatchup
Insurance claims

Get the roof your policy already owes you.

Insurance claims are confusing on purpose. We match you with a few local pros who document the damage and meet your adjuster, so you get a fair claim.

HomeMatchup matches you with a few local, and insured local pros who handle roof insurance claims every day. They give a free damage check, write it up with photos the way your adjuster needs, and stand with you at the inspection - so you get the roof your policy already owes you. With an approved claim you often pay only your deductible. It is free.

What's included

How do you help with a claim?

Every local pro does the job by the book, so it's done right the first time.

Free damage check

A local pro checks your roof for covered storm damage - free, with no pressure to file.

A claim-ready report

They document the damage with photos and notes the way your insurance adjuster needs it.

They meet your adjuster

Your pro is there at the inspection, so real damage does not get missed or lowballed.

A fair, right fix

Once the claim is approved, they do the work - confirm they are licensed, insured and warranty-backed first.

Do you need this?

When to file a roof claim

See one of these? It's time to get a few fair quotes from local pros.

A storm, hail, or wind hit your roof
You see dents, missing shingles, or a new leak
A tree or limb damaged the roof
Your neighbors are getting roofs replaced after a storm
How it works

Three steps. That's it.

One simple path from a worried roof to a job done right - and protected.

  1. 01

    Get matched

    Tell us your ZIP and what you need. In about a minute, we line up a few local pros. No account. No spam.

  2. 02

    Compare local pros

    Get fair quotes from a few trusted roofers - not a flood of callers. Every one is checked by the verification standard we are building.

  3. 03

    Job done, protected

    Pick your pro. What covers you is the contractor's own insurance and written workmanship warranty - confirm both are real before work starts.

It's free. No pressure to hire. Most homeowners are matched the same day.

Get my free quote
Fair 2026 pricing

What does it cost?

Getting matched and the damage check are free. With an approved claim you usually pay only your deductible. See the full roof cost guide →

Damage check
Free
Claim documentation
Free with your pro
Your cost with a claim
Usually just your deductible
Full storm replacement
Often covered by insurance

Your exact price depends on your home and ZIP. Get a real number from local pros.

Get my free quote
Free
For homeowners, always
~60s
To start a quote
Few
Matched pros - not a call flood
Never
Sold to a lead list
Free for homeowners Your details are never sold on A few matched pros, not a list
the verification standard we are building

We check every roofer so you don't have to

License, insurance, background, written warranty, real reviews, and a yearly re-check. - so you stay safe.

six checks Re-checked yearly
See how we check

Not sure this is the right fix? Compare a few fair quotes from local pros, or explore Storm damage repair and Hail damage repair. You can also get a free estimate or read our 2026 roof cost guide.

FAQ

Frequently asked questions

Still have a question? Talk to our team →

It can - when a covered event like hail, wind, or a storm caused the damage. Insurance will not pay for a roof that simply wore out with age. A local pro documents storm damage so you can file.
You do not have to have one, but it helps a lot. A local pro documents the damage the way your adjuster needs and meets them at the inspection, so nothing real gets missed.
With an approved storm claim, you usually pay only your deductible. HomeMatchup pros help you get the full roof your policy already owes you.
A local pro can help you understand why and, if the denial missed real damage, document it properly for a re-inspection. We never pressure you to file a claim that is not real.

Get matched before you rush.

Free quotes from checked local pros.

Free · No obligation

Who wrote and checked this

Written by

The HomeMatchup Content Team

Editorial
Reviewed by

Michael Thompson

Senior Home Improvement Reviewer · 20 years

Senior technical reviewer.

Team-written. Second-person reviewed. Sources dated. Report a correction.

(866) 582-8523 Get free quotes