HomeMatchup
21 sections · Home Warranty

Home Warranty, one less thing to dread

It usually starts with the appliance you know is next. The hard part is not the work — it is that every home warranty company sounds equally sure of itself, and you get one guess. We check licence and insurance before we introduce anyone, and we record the date we checked.

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Home Warranty in short

Home warranty plans come in three basic shapes: systems-only (heating, cooling, electrical, plumbing) at roughly $400 to $600 a year, appliance-only at roughly $400 to $500, and combined plans at roughly $450 to $900. Every plan adds a service call fee of about $75 to $125 each time a technician is dispatched, and every plan caps what it will pay per item.

A home warranty costs a national average of about $600 a year, typically $400 to $700, with a broad range of $300 to $1,000 depending on plan level. On top of the premium you pay a service call fee of roughly $75 to $125 every time a technician is dispatched — including visits that end in a denied claim.

HomeMatchup Shield

Why a pro gets to be on this list

Most sites sell your number to whoever pays the most for it. We check the home warranty companies we match you with, and we publish the date we checked so you can hold us to it.

Licence checked

We look up the licence with the issuing state or local authority and record the date we checked it.

Insurance confirmed

General liability and, where it applies, workers’ compensation — confirmed with the carrier, not taken on trust.

Reviews read, not counted

We read the recent negatives as well as the average, and we look at how the pro answered them.

Re-checked, not set and forgotten

A licence that lapses drops the pro out of matching. Every record carries the date it was last verified.

Read the full vetting method

No verified home warranty price ranges published yet.
We don’t publish a cost until we can show the data behind it. If you need a number today, the quote form gives you real prices from local companies.

Honest comparison

HomeMatchup vs. a lead site vs. doing it yourself

Three ways to get this work done. Here’s what each one actually gives you.

Getting home warranty work done — three routes compared
HomeMatchup Typical lead site DIY
How many companies call youA short, named shortlist you agreed toOften 4–5+ at once, sold to whoever buys the leadNone — the work is on you
Licence & insuranceChecked against the issuing authority, with a date on the recordUsually self-reported by the contractorYour own permits and liability
What it costs youFree — pros pay us, and only for a real matchFree, but your number is resoldMaterials plus your time
Price guidance before you talkPublished ranges with the data behind themRarely shown before you hand over detailsYou research it yourself
If it goes wrongYou have a named, verified company and a record of the checksHard to trace which site sold the leadNo recourse

Describes how HomeMatchup operates and the common lead-generation model. Not a claim about any named competitor.

Homeowners

What people say after they’ve hired

Zero reviews. On purpose.

We’d rather show you nothing than show you someone else’s reviews.

Plenty of sites fill this space with reviews scraped from elsewhere, or written for them. We don’t. The first home warranty review on this page will come from a homeowner we matched, after their work was finished and paid for.

  • Only from homeowners we actually matched
  • Only after the job is complete
  • Published unedited, including the bad ones
  1. 1You get matchedA few checked pros, free
  2. 2Work gets doneBy a licensed, insured company
  3. 3We ask youOnce, after completion
  4. 4It appears hereExactly as you wrote it
FAQ

Home Warranty questions, answered

The questions homeowners ask us most about home warranty.

About $600 a year on average, typically $400 to $700, ranging $300 to $1,000 by plan. Plus $75 to $125 per service call.
It's worth it if you can't absorb a surprise repair bill and you accept caps, exclusions and an assigned contractor. If you have savings and trades you trust, self-insuring is usually the better deal.
Typically pre-existing conditions, failures attributed to improper maintenance, named exclusions, amounts above the coverage cap, and work requiring code upgrades. Your contract's exclusions section is the authority.
Often not — binding arbitration clauses are common and enforceable under the Federal Arbitration Act. Read the dispute resolution section before you sign.
Generally no. These contracts are written around failure from wear and tear, deterioration or inherent defect occurring during the term, and companies may but need not inspect before issuing.
See all 1 home warranty question

The wrong home warranty hire costs more than the right one.

Home warranties are sold on the promise and decided in the exclusions. What is not covered matters more than the monthly cost. Getting matched takes about a minute, costs nothing, and you can walk away from every quote you receive.

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