Emergency siding repair

Exposed sheathing soaks up water fast, and wet sheathing is what turns a panel problem into a framing problem. A temporary covering — housewrap or heavy sheeting, mechanically fastened and lapped so water sheds downward — buys you weeks to make good decisions. Tape alone fails in wind and rain.

Safety first, though. Do not go up a ladder in wind. Do not touch siding near a downed or sagging power line. Damaged aluminum panels have sharp edges. If your gas meter or electrical service entrance is involved, call the utility before you touch anything.

Then document, and document before you clean up. Photos of every elevation, close-ups of damage, the debris, and a note of the date and storm. Insurers settle from evidence. Once documented, notify the insurer and get the adjuster's scope before committing to a contractor.

How to choose

Make it safe

No ladders in wind, no work near power lines, watch for sharp metal edges. Utility issues go to the utility, not a contractor.

Stop water first

Cover exposed sheathing with a lapped, mechanically fastened barrier. Appearance can wait; the wall drying out cannot.

Photograph before cleanup

All elevations, close-ups, debris in place, dated. This is what your claim is built on.

Check inside too

Look for damp drywall, stained ceilings, and wet insulation on the affected wall. Interior damage is often part of the same claim.

Notify your insurer promptly

Policies have notice requirements. Report first; decide later whether to pursue the claim after you know your wind/hail deductible.

Don't sign under pressure

Emergency mitigation authorizations and assignments of benefits signed in a driveway are how people lose control of their claim.